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household
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Determinants of household over-indebtedness in South Africa
Roseline Tapuwa Karambakuwa • Ronney Ncwadi
Volume 09 Issue 02 · 29 Nov 2021
The proportion of household debt to disposable income is high in South Africa, signifying over-indebtedness which reduces the welfare of households. High debt leads to low savings, negatively impacting economic growth.…