International Journal of Business and Economic Development Volume 01 Issue 3 (November 2013) Issue citation and reference package ======================================================================== 1. Micro-enterprise lack of access to credit - The Israeli case Authors: Mirit Hassman; Dafna Schwartz; Raphael Bar-El Published: 03 Mar 2014 Article URL: https://ijbed.org/details&cid=23 References: Businesses according to economic sector and size groupings of the average number of salaried posts per employer (Table 18.3) 2011, Central Bureau of Statistics. Survey of the activities of the financing funds designated for small businesses in Israel in 2008 2009, The Israeli Small and Medium Sized Businesses Authority. Arbel, A. & Lachman-Messer, D. 2010, Credit for Micro Businesses – A Situational Picture, Barriers and Action Program to Encourage the Extension of Credit, The Amitai Koret Program – the Milken Institute. 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Indonesia’s textile and its products industry: Recent development and challenges Authors: Mudrajad Kuncoro Published: 03 Mar 2014 Article URL: https://ijbed.org/details&cid=28 References: Asosiasi Pertekstilan Indonesia [Indonesian Textile Association] (API). (2007a) The Indonesian textile and clothing outlook: prospect and challenge on global competitiveness era. downloaded 22nd September 2011, http://www.unescap.org/tid/mtg/weaving_indo.pdf. API. (2007b) Indonesia - Facts Sheets. API, Jakarta. Aswicahyono, H., Hill, H., and Narjoko, D. (2011) Indonesia industrialisation: jobless growth, in Manning, Chris and Sudarno Sumarto (eds). Employment, living standards  and poverty In contemporary Indonesia. ISEAS, Singapore. Australian Bureau of Statistics. (2002) Measuring Australia’s progress 2002: the supplementary commentaries productivity. Australian Bureau of Statistic, Australia. Baye, Michael R. (2003) Managerial eeconomics and busines strategy. 4th Edition. 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